FAQs

Thinking about working with a financial advisor? Here are straight answers to the questions most people ask before their first call.

• What does it mean to work with a fiduciary?

  A fiduciary is legally and ethically required to act in your best interest — not the firm's. At Coast Wealth, every recommendation we make is guided by your goals, not commissions or sales quotas. That means you can trust that the advice you receive is genuinely designed around your situation.

• Who do you typically work with?

  We specialize in three groups: pre-retirees and retirees who are ready to build a real income plan, teachers, nurses, and state employees navigating pension decisions and retirement benefits, and women working through a major life transition such as divorce, loss of a spouse, or an inheritance. If you fall into one of these groups — or you're simply someone who wants honest, straightforward financial guidance — we're likely a good fit.

• How is Coast Wealth different from a large financial firm or bank?

  At a large firm or bank, advisors often have products to sell and quotas to meet. At Coast Wealth, we're independent. We have no corporate agenda, no proprietary products to push, and no incentive to recommend anything other than what's right for you. You work directly with Flavio or one of our advisors — not a rotating cast of representatives.

• Do you work with clients outside of South Carolina?

  Yes. We're based in Myrtle Beach but serve clients virtually across the country. You'll get the same personalized, hands-on experience whether we meet in person at our office or by video from wherever you are.

• What happens during the first meeting?

  The first meeting is a discovery call — a conversation to understand your situation, your goals, and whether we're the right fit. There's no cost or obligation. We'll ask about where you are financially, what's on your mind, and what you're hoping to accomplish. From there, if it makes sense to work together, we'll outline a clear next step.

• How do you charge for your services?

  Coast Wealth operates on a fee-based model. For investment management, we charge a percentage of assets under management. For standalone financial planning, we offer flat-fee engagements. We're transparent about our fees from the first conversation — no surprises, no hidden costs.