Charles Schwab

Coast Wealth Management partners with Charles Schwab & Co., Inc., one of the world's largest and most trusted financial institutions, to safeguard your assets with unmatched security and institutional backing.

The Fiduciary Advantage: Separation of Duties

Fiduciary Independence: Coast Wealth Management designs your customized investment strategy and provides ongoing financial planning, but we never hold your funds directly.

Institutional Custody: Your accounts are titled directly in your name at Charles Schwab & Co., Inc., an independent qualified custodian and FINRA/SIPC member.

Complete Control: Schwab sends you independent monthly statements, trade confirmations, and tax forms, ensuring total transparency and safety with zero conflicts of interest.

Fiduciary Independence

We design your strategy and manage your plan, but never touch your money.

Institutional Custody

Accounts are titled directly in your name at Charles Schwab & Co., Inc.

Complete Control

Independent statements and tax forms, straight from Schwab, with zero conflicts of interest.

The Schwab Alliance Experience

A Clean, Comprehensive Window into Your Wealth

View real-time portfolio balances, track investment performance, monitor asset allocation across all accounts (traditional IRAs, Roth IRAs, 401(k) rollovers, and taxable accounts), and download comprehensive historical reports.

✓ Real-time balances across every account type
✓ Full asset allocation breakdowns at a glance
✓ Downloadable historical performance reports

Mobile investing app dashboard showing account balance, daily gain, and line chart with transfer and deposit buttons.

Smartphone showing a trading app with market prices, buy/sell buttons, and portfolio details

Secure Mobile Access Anytime, Anywhere

Enjoy biometric login (Face ID/Touch ID), instant mobile check deposit, real-time balance tracking, and secure approval of advisor-initiated requests directly from your smartphone.

✓ Face ID and Touch ID biometric login
✓ Instant mobile check deposit
✓ Secure one-tap approval of advisor requests

Seamless Onboarding Without the Paper Friction

Approve account openings, digital money movements, and ACAT transfers from previous custodians in just a few clicks with Schwab's encrypted e-authorization tools.

✓ Encrypted e-authorization for account openings
✓ Digital money movement approvals in a few clicks
✓ Fast, paperless ACAT transfers from other custodians

Tablet showing a digital signature screen with a blue signature and “Confirm Your Signature” button

Bank statements menu showing brokerage accounts and a Schwab bank account dropdown list

Tax Season Made Effortless

Access consolidated 1099 tax forms, year-end gain/loss reports, and official monthly statements in one centralized, paperless archive with 1-click downloads or direct TurboTax/CPA software integration.

✓ Consolidated 1099s and year-end gain/loss reports
✓ One centralized, paperless document archive
✓ Direct TurboTax and CPA software integration

Frequently Asked Questions About Schwab Custody

Why does Coast Wealth Management use Charles Schwab as a custodian?

Schwab provides the institutional strength, advanced cybersecurity, and liquidity of an industry titan while allowing Coast Wealth Management to remain 100% independent and fiduciary-focused on your goals.

Who has access to my money at Schwab?

Only you have ownership and direct access to your assets. Coast Wealth Management only has discretionary trading authority to execute your investment plan and cannot transfer or withdraw your funds to external accounts without your explicit digital or written authorization.

Can I transfer my existing accounts from another brokerage to Schwab?

Yes. We handle the entire transfer process via direct custodian-to-custodian transfers (ACATs). Most transfers are completed in-kind without needing to sell your investments or trigger unintended taxable events.

How do I log in to view my accounts?

You will receive direct login credentials for Schwab Alliance, Schwab's dedicated portal for clients of independent advisors, via schwaballiance.com or the Schwab Mobile App.

Who do I call if I have questions about my account?

You can always reach out directly to Coast Wealth Management at (843) 855-4910 for personalized advisory support, and you also have access to Schwab Alliance's dedicated client service team 24/7.

Partner with an Independent Fiduciary Backed by Institutional Strength

Get the personalized guidance your retirement deserves with the peace of mind that comes from industry-leading custodial protection.

Request Your Free Portfolio Review